FINANCIAL PRIVACY NOTICE
This privacy statement discloses the privacy practices for Lakewood Home Finance, Inc and the web address at http://www.lakewoodfinance.com.
Lakewood Home Finance, Inc. does not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law. We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates, or others; &
Information we receive from a customer-reporting agency.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Your personal information will not be sold to third party companies.
Lakewood Home Finance wants to demonstrate our commitment to your privacy, we have agreed to disclose our information practice. We agree to notify you of.
What personally identifiable information of yours or third party personally identification is collected from you through the web site
- The organization collecting the information
- How the information is used
- With whom the information may be shared
- What choices are available to you regarding collection, use and distribution of the information
- The kind of security procedures that are in place to protect the loss, misuse or alteration of information under Lakewood Home Finance control
- How you can correct any inaccuracies in the information.
If you feel that we are not abiding by our posted privacy policy, you should contact:
Bob Bradshaw
E-MAIL: bob.bradshaw@lakewoodfinance.com
Phone: (616) 588-2106
Lakewood Home Finance
2627 East Beltline SE, Suite 310
Grand Rapids, MI 49546
Information Collection and Use
Lakewood Home Finance is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. Lakewood Home Finance collects information from our users at several different points on our website.
Loan prequalification request
In order to submit a prequlification request, a user must complete the submission form. During submission a user is required to give their contact information (such as name and email address) and credit history (like mortgage credit history house value and loan amount). This information is used by our staff to help determine how we can best help you.
Log Files
We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Our staff will have access to your personal contact information for business purposes only.
Links
This web site contains links to other sites. Please be aware that we at Lakewood Home Finance are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.
Surveys & Contests
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.
Security
If you have any questions about the security at our website, you can send an email to rpbradshaw@lakewoodfinance.com.
Supplementation of Information
In order for this website to properly fulfill its obligation to our customers, it is necessary for us to supplement the information we receive with information from 3rd party sources, such as credit bureaus.
Site and Service Updates
We also send the user site and service announcement updates. Members are not able to un-subscribe from service announcements, which contain important information about the service. We communicate with the user to provide requested services and in regards to issues relating to their account via email or phone.
Correction/Updating Personal Information:
If a user’s personally identifiable information changes (such as your zip code), or if a user no longer desires our service, we will endeavor to provide a way to correct, update or remove that user’s personal data provided to us.
Choice/Opt-out
Our users are given the opportunity to ‘opt-out’ of having their information used for purposes not directly related to our site at the point where we ask for the information. For example, our loan prequalification request form has an ‘opt-out’ mechanism so users can keep their email address off of our lists.
Notification of Changes
If we decide to change our privacy policy, we will post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.
|
